Unlike traditional term, universal or whole life insurance, no medical exam life insurance does not require that you submit to blood & urine testing or a physical examination. You do have to answer health & lifestyle questions as part of the application process, however, so your overall risk level is still taken into consideration. As…Read More
Guaranteed issue (GI) is life insurance coverage that is available without a medical exam or answering any health questions. If you have certain health conditions that disqualify you from being eligible for traditional term, universal or final expense life insurance policies, GI might be your best option.Read More
