Term life insurance

Why should life insurance policies be reviewed?

A life insurance policy review can accomplish several things. When properly done a review can uncover things about your existing coverage that you may not be aware of…and might not like. On the other hand, it can also serve to assure you that you’re properly protected. A lot of people I talk to on a…
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Using Indexed Universal Life for Real Estate Investing

Stop overpaying for mortgage protection insurance

Despite what the name implies, mortgage protection insurance is almost never the best option for homeowners to protect their mortgage. It’s expensive, the death benefit decreases every year and it usually involves post-claim underwriting (which favors the insurance company). In this article, I will make my case for why I think you should stop overpaying…
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What is Term Life Insurance?

What is term life insurance?

Term life is insurance coverage for a specific period of time that pays a death benefit if the insured passes away during that timeframe. Generally available for 10, 15, 20, 25 or 30 years, your age is the limiting factor.
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