What is final expense life insurance?

What is final expense life insurance?

Final expense life insurance is permanent coverage designed to take the burden off of your loved ones during a difficult time. It’s primary aim is to cover medical bills and funeral expenses, which is why it’s often called burial insurance. Typical characteristics of final expense life insurance: Permanent protection Level premium and level benefit Builds…
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What is Guaranteed Issue Life Insurance?

What is guaranteed issue life insurance?

Guaranteed issue (GI) is life insurance coverage that is available without a medical exam or answering any health questions. If you have certain health conditions that disqualify you from being eligible for traditional term, universal or final expense life insurance policies, GI might be your best option.
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What is Term Life Insurance?

What is term life insurance?

Term life is insurance coverage for a specific period of time that pays a death benefit if the insured passes away during that timeframe. Generally available for 10, 15, 20, 25 or 30 years, your age is the limiting factor.
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Life Insurance for SBA Loan

Get life insurance quickly for an SBA loan.

Are you in the process of buying a business and getting an SBA loan to fund the purchase? If so, your loan officer may have informed you that you need to secure life insurance as collateral.
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